| Who bears the cost of hazard? | Agric Sector (%) | Teaching (%) | Health (%) | Total (%) |
| Fully organisation | 13.2 | 11.0 | 12.1 | 12.1 |
| Partly Organisation | 5.5 | 12.0 | 37.4 | 18.6 |
| Self/Family | 81.3 | 77.0 | 50.5 | 69.3 |
| Total | 100 | 100 | 100 | 100 |