| Variables | Path coefficients | ||||||
| Causes | APR | REC | CDC | APC | IFM | DEC | |
| GD | Gender (1 male, 0 otherwise) | 0.065 | - | 0.064 | 0.070 | 0.079 | 0.059 |
| AG | Age (1≥40 years, 0 otherwise) | 0.285 | - | 0.030 | 0.094 | 0.043 | 0.048 |
| AI | AnnualIncome (million IDR) | - | 0.014 | 0.274 | 0.160 | - | 0.085 |
| ES | Employment status (1 employed, 0 otherwise) | 0.074 | - | - | - | - | 0.098 |