Variable | Estimate | Std. Error | z value | Pr (>|z|) |
Intercept | 3.35E+04 | 3.06E+03 | 10.97 | <2e−16 |
emp_length | 1.90E−02 | 3.25E−03 | 5.85 | 4.91E−09 |
purpose | 3.14E−02 | 6.32E−03 | 4.961 | 7.02E−07 |
home_ownership | 1.65E−01 | 1.28E−02 | 12.852 | <2e−16 |
annual_inc | −5.83E−01 | 2.59E−02 | −22.486 | <2e−16 |
dti | 2.15E−01 | 1.31E−02 | 16.412 | <2e−16 |
inq_last_6mths | 1.28E−01 | 1.14E−02 | 11.21 | <2e−16 |
open_acc | 1.38E−01 | 1.61E−02 | 8.556 | <2e−16 |
revol_bal | −1.08E−01 | 2.17E−02 | −5.001 | 5.70E−07 |
revol_util | 1.01E−01 | 1.29E−02 | 7.792 | 6.58e−15 |
total_acc | −5.75E−02 | 1.65E−02 | −3.481 | 5.00E−04 |
recoveries | 1.35E+05 | 1.23E+04 | 10.971 | <2e−16 |
loan_amnt | 3.33E−01 | 1.47E−02 | 22.696 | <2e−16 |
pub_rec | 7.47E−02 | 1.16E−02 | 6.459 | 1.05E−10 |