Hypothesis | Path | Coeff. | C.R. | P | Result |
H1 | Perceived Usefulness → Adoption Intention | 0.680 | 8.283 | 0.000 | Adopt |
H2 | Perceived Ease of Use → Adoption Intention | 0.396 | 4.463 | 0.000 | Adopt |
H3 | Perceived Ease of Use → Perceived Usefulness | 0.478 | 4.531 | 0.000 | Adopt |
H4 | Performance Risk → Perceived Usefulness | −0.330 | −2.981 | 0.037 | Adopt |
H5 | Performance Risk → Perceived Ease of Use | 0.297 | 2.720 | 0.068 | Reject |
H6 | Performance Risk → Adoption Intention | −0.140 | −1.317 | 0.675 | Reject |
H7 | Financial Risk → Adoption Intention | −0.268 | −3.126 | 0.026 | Adopt |