Factors

Factor Loading

AVE

Construct Reliability (C.R.)

Performance Risk → Performance Risk 1

0.896

0.660

0.795

Performance Risk → Performance Risk 2

0.873

Financial Risk → Financial Risk 1

0.855

0.510

0.757

Financial Risk → Financial Risk 2

0.834

Financial Risk → Financial Risk 3

0.735

Perceived Usefulness → Perceived Usefulness 1

0.868

0.549

0.784

Perceived Usefulness → Perceived Usefulness 2

0.904

Perceived Usefulness → Perceived Usefulness 3

0.796

Perceived Ease of Use → Perceived Ease of Use 1

0.833

0.631

0.773

Perceived Ease of Use → Perceived Ease of Use 2

0.897

Adoption Intention → Adoption Intention 1

0.872

0.630

0.836

Adoption Intention → Adoption Intention 2

0.957

Adoption Intention → Adoption Intention 3

0.826