2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

Employees salaries and benefits

38.4

40.5

40.0

42.6

40.3

41.0

41.8

41.8

43.5

42.0

44.4

44.9

Rental Expense on premises and equipment

6.6

6.7

6.4

7.3

7.2

8.1

8.3

8.1

7.9

8.3

9.6

8.9

Depreciation-premises and equipment

5.6

5.3

5.8

6.5

6.9

7.5

7.8

7.2

6.5

5.5

5.6

5.6

Utilities expenses

3.0

1.9

2.4

3.5

2.2

1.9

2.2

2.2

2.3

2.1

2.2

3.1

Taxes and license fees

2.3

1.3

1.1

1.1

2.0

2.3

2.5

1.5

1.5

1.9

2.6

2.7

Insurance

2.3

2.2

1.7

1.9

2.1

2.6

2.0

2.0

2.1

2.1

2.1

2.0

Other professional fees

1.7

3.0

0.5

0.8

1.2

1.5

2.3

1.1

2.1

1.4

1.7

1.1

Management fees

0.2

2.0

3.0

−2.1

0.1

1.6

1.2

1.9

1.9

2.5

−0.7

1.1

Amortization-leasehold rights and improvements

0.2

0.2

0.3

0.4

0.4

0.5

0.5

0.7

0.9

0.8

0.9

1.0

Auditors fees

0.7

0.5

0.5

0.5

0.6

0.5

0.6

0.5

0.6

0.5

0.6

0.7

Foreclosure and litigation expenses

0.3

0.3

0.4

0.4

0.4

0.4

0.3

0.2

0.1

0.2

0.3

0.4

Others

38.6

36.1

37.9

37.2

36.7

32.2

30.5

32.9

30.6

32.7

30.7

28.6

Total

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0