2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

Employees salaries and benefits

42.0

41.1

42.2

43.0

40.6

42.1

42.6

44.2

44.3

44.8

43.5

43.7

Depreciation-premises and equipment

6.5

7.0

7.4

8.2

8.0

7.9

9.7

7.5

7.0

6.4

6.7

7.6

Rental Expense on premises and equipment

3.0

3.2

3.3

3.6

3.9

4.2

3.9

4.1

4.2

4.9

5.2

5.5

Utilities expenses

4.9

3.8

4.1

4.6

4.4

4.6

4.8

4.5

4.0

3.3

3.2

3.1

Insurance

2.1

2.3

2.6

2.7

2.6

2.9

2.7

2.8

2.7

2.6

2.8

2.8

Taxes and license fees

1.2

1.5

0.9

1.4

1.8

1.2

1.3

1.2

2.6

2.7

3.0

2.1

Other professional fees

1.1

1.4

0.8

0.9

1.3

1.9

1.5

1.4

1.5

1.8

1.6

1.6

Amortization-leasehold rights and improvements

1.0

0.9

0.9

0.8

0.9

1.1

1.0

1.1

1.1

1.0

1.2

1.4

Management fees

1.6

0.8

1.0

1.5

1.3

1.4

1.1

0.7

0.7

0.8

0.5

0.3

Auditors fees

0.5

0.4

0.4

0.4

0.4

0.3

0.3

0.3

0.2

0.3

0.3

0.3

Foreclosure and litigation expenses

0.2

0.2

0.2

0.2

0.2

0.1

0.2

0.2

0.3

0.2

0.2

0.1

Supervision and Inspection Fees/BOT Charges/Penalties

0.0

0.0

0.0

0.0

0.0

0.0

0.0

0.0

0.2

0.0

0.0

0.0

Others

36.1

37.4

36.2

32.8

34.7

32.4

30.9

32.0

31.3

31.2

31.9

31.5

Total

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0