2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

Employees salaries and benefits

39.9

40.7

40.5

41.5

38.9

40.2

41.1

42.9

43.8

43.8

44.3

44.8

Depreciation-premises and equipment

5.7

6.1

6.6

7.1

7.3

7.9

9.6

7.7

7.3

6.4

6.7

7.3

Rental expense on premises and equipment

4.6

4.6

4.5

4.8

4.5

4.9

4.4

4.3

4.3

4.7

5.1

5.0

Taxes and license fees

2.4

1.7

1.4

1.8

2.8

2.4

2.7

1.9

2.8

3.2

3.8

2.8

Utilities expenses

3.6

2.9

3.1

4.1

3.4

3.5

3.9

3.7

3.4

2.8

2.7

2.6

Insurance

2.5

2.5

2.5

2.5

2.5

3.0

2.4

2.4

2.4

2.3

2.4

2.5

Other professional fees

1.4

2.6

0.6

0.6

1.2

1.7

2.2

1.1

1.5

1.5

1.5

1.5

Amortization-leasehold rights and improvements

0.6

0.6

0.6

0.5

0.6

0.7

0.7

0.7

0.7

0.7

0.8

1.0

Management fees

0.9

0.5

0.6

1.5

1.5

1.3

1.3

0.9

0.9

1.0

−0.7

0.6

Auditors fees

0.6

0.4

0.4

0.4

0.5

0.3

0.4

0.3

0.3

0.3

0.3

0.3

Foreclosure and litigation expenses

0.4

0.3

0.4

0.3

0.4

0.4

0.3

0.3

0.3

0.3

0.3

0.2

Others

37.4

37.1

38.9

34.9

36.5

33.7

31.0

33.9

32.2

33.0

32.7

31.5

Total

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0

100.0