2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

Employees salaries and benefits

42.0

39.3

37.9

42.7

41.7

43.2

45.1

43.7

44.2

43.3

45.6

45.4

Rental expense on premises and equipment

8.6

7.8

8.7

6.9

10.4

10.2

10.7

10.2

9.9

9.5

11.1

11.2

Depreciation-premises and equipment

6.1

5.6

6.2

5.3

6.5

7.0

7.7

6.9

6.0

4.5

4.3

4.5

Insurance

3.0

2.7

2.7

3.0

2.9

2.7

2.4

2.4

2.3

2.2

2.3

2.5

Amortization-leasehold rights and improvements

0.3

0.4

1.7

1.4

1.3

1.7

1.3

1.5

2.1

2.0

2.2

2.4

Utilities expenses

4.8

4.6

4.1

5.7

3.8

3.0

2.8

2.8

3.5

2.6

2.7

2.0

Taxes and license fees

0.7

0.2

0.8

0.3

0.3

0.5

0.3

0.5

0.6

0.8

0.8

1.2

Management fees

0.5

0.4

1.4

0.0

0.6

4.4

2.4

4.6

4.2

5.9

1.9

1.2

Other professional fees

0.9

1.5

1.2

1.2

1.3

2.7

2.1

1.6

1.9

2.0

1.9

1.0

Auditors fees

0.8

0.9

0.7

0.8

0.8

0.8

0.7

0.6

0.5

0.6

0.8

0.9

Foreclosure and litigation expenses

0.1

0.2

0.4

0.5

0.1

0.0

0.2

0.1

0.0

0.2

0.4

0.6

Others

32.2

36.4

34.1

32.3

30.3

23.8

24.7

25.1

24.7

26.3

26.0

27.4

Total

100.0

100.0

100.0

100.0

100.0

100.0

100.3

100.0

100.0

100.0

100.0

100.0