| Hubei | Jilin | Qinghai & Gansu | Sichuan | |
| Loan Commitment | 12 | 81 | 69 | 221 |
| Short Duration of Repayment | 14 | 30 | 39 | 125 |
| Mortgage Notarization Fee | 79 | 33 | 13 | 163 |
| Low Efficiency of the Loan Approval | 9 | 23 | 12 | 63 |
| High Interest Rates | 15 | 80 | 63 | 241 |
| Loan Procedures Cumbersome | 39 | 37 | 104 | 112 |
| Single Financial Services | 12 | 14 | 12 | 79 |
| Others | 36 | 132 | 54 | 244 |