variable

Perceived

usefulness

Perceived

ease of use

Perceived

risk

social

influence

Personal

innovation

Perceived

value

Willing to use

Perceived usefulness

1

Perceived ease of use

.825**

1

Perceived risk

.136

.178*

1

Social influence

.666**

.743**

.140

1

Personal innovation

.559**

.666**

.159*

.733**

1

Perceived value

.690**

.690**

.091

.754**

.721**

1

Willing to use

.654**

.689**

.076

.723**

.698**

.832**

1