Responsiveness

Efficiency

Perceived Credibility

Customer needs

0.726

Bank’s accurate response

0.754

Bank’s personalized approach

0.694

Help facility

0.685

Get in touch with the bank

0.644

Retrieval of information

0.661

Account functionality

0.761

Anytime I bank login

0.837

Anywhere I bank login

0.779

Unauthorized electronic fund transfer

0.721

Others cannot view account info

0.784

Webpage download

0.695

Regular update

0.688

The visual appeal of the website

0.632