| Model | Unstandardized Coefficients | Standardized Coefficients | t | Sig. | ||
| B | Std. Error | Beta |
|
| ||
| 1 | (Constant) | 0.254 | 0.023 |
| 10.868 | 0.000 |
| IEA | −1.082 | 0.068 | −1.012 | −15.862 | 0.000 | |
| II_AVG_TA | 0.846 | 0.062 | 1.012 | 13.597 | 0.000 | |
| NETII_TA | −0.021 | 0.008 | −0.184 | −2.688 | 0.010 | |
| CAR | −0.099 | 0.010 | −1.078 | −10.165 | 0.000 | |
| LLP_TL | −0.437 | 0.071 | −0.309 | −6.137 | 0.000 | |
| TL_TA | −0.239 | 0.023 | −1.117 | −10.552 | 0.000 | |
| NIM | −0.421 | 0.073 | −0.376 | −5.744 | 0.000 | |