INDEPENDENCE LIFETABLE CONSTRUCTION							PURCHASE PRICE: 1000
AGE(y)	I_xy	S_xy	λ_xy ind	D_xy	N_xy	a_xy_ind	PAYMENT STREAM	AGE(x)
55	100,000	0.987322	0.01276	33,650.42	748,844.1	22.25363	44.9364899	55
56	98,732.15	0.989001	0.01106	32,572.34	715,193.7	21.95708	45.54338661	56
57	97,646.23	0.989673	0.010381	31,582.44	682,621.3	21.61395	46.26641343	57
58	96,637.84	0.989943	0.010108	30,643.42	651,038.9	21.24563	47.06849595	58
59	95,665.97	0.989986	0.010064	29,740.44	620,395.5	20.86033	47.93787231	59
60	94,708.01	0.989892	0.010159	28,865.32	590,655	20.46244	48.87001675	60
61	93,750.7	0.989705	0.010348	28,013.28	561,789.7	20.0544	49.86435956	61
62	92,785.53	0.989454	0.010602	27,181.26	533,776.4	19.63766	50.92256147	62
63	91,807.06	0.989153	0.010906	26,367.27	506,595.2	19.21303	52.04801895	63
64	90,811.23	0.988808	0.011255	25,569.87	480,227.9	18.781	53.24528938	64
65	89,794.87	0.988414	0.011653	24,787.94	454,658	18.34191	54.51995834	65
66	88,754.53	0.987967	0.012106	24,020.34	429,870.1	17.89608	55.87814592	66
67	87,686.54	0.98746	0.012619	23,265.99	405,849.7	17.44391	57.32659994	67
68	86,586.97	0.986891	0.013196	22,523.76	382,583.7	16.98579	58.87274996	68
69	85,451.88	0.986254	0.013841	21,792.64	360,060	16.52209	60.52501545	69
70	84,277.27	0.985547	0.014558	21,071.65	338,267.4	16.0532	62.29287286	70
71	83,059.23	0.984762	0.015355	20,359.9	317,195.7	15.57943	64.18719582	71
72	81,793.58	0.983891	0.01624	19,656.53	296,835.8	15.10113	66.22021465	72
73	80,475.98	0.982889	0.01726	18,960.67	277,179.3	14.61864	68.40580518	73
74	79,098.91	0.981855	0.018312	18,270.81	258,218.6	14.13285	70.75714002	74
75	77,663.65	0.980663	0.019526	17,587.53	239,947.8	13.64306	73.29732669	75
76	76,161.88	0.979333	0.020884	16,909.26	222,360.3	13.15021	76.0444313	76
77	74,587.82	0.977847	0.022402	16,235.09	205,451	12.65475	79.02171141	77
78	72,935.47	0.976181	0.024108	15,564.15	189,215.9	12.15716	82.25603251	78
79	71,198.19	0.974307	0.026029	14,895.51	173,651.8	11.65799	85.77805174	79
80	69,368.91	0.97219	0.028204	14,228.24	158,756.3	11.15783	89.6231621	80
81	67,439.76	0.969793	0.030673	13,561.32	144,528	10.65737	93.8318065	81
82	65,402.58	0.967065	0.03349	12,893.8	130,966.7	10.15734	98.4509591	82
83	63,248.52	0.963949	0.036716	12,224.64	118,072.9	9.658598	103.5346902	83
84	60,968.37	0.960375	0.040431	11,552.88	105,848.3	9.162069	109.145658	84
85	58,552.52	0.95626	0.044726	10,877.55	94,295.38	8.668808	115.3561146	85
86	55,991.43	0.951503	0.049713	10,197.81	83,417.83	8.179977	122.2497347	86
87	53,276.01	0.945982	0.055531	9512.983	73,220.02	7.696852	129.9232519	87
88	50,398.16	0.939553	0.062351	8822.66	63,707.04	7.220842	138.4879971	88
89	47,351.75	0.932044	0.070376	8126.821	54,884.38	6.753487	148.0716653	89
90	44,133.89	0.923251	0.079854	7426.03	46,757.56	6.29644	158.8198986	90
91	40,746.67	0.912941	0.091084	6721.659	39,331.53	5.851461	170.8975	91
92	37,199.3	0.900837	0.104431	6016.155	32,609.87	5.420384	184.4888	92
93	33,510.49	0.886635	0.120322	5313.306	26,593.71	5.005116	199.7956	93
94	29,711.59	0.869999	0.139263	4618.593	21,280.41	4.607552	217.035	94
95	25,849.06	0.85058	0.161837	3939.385	16,661.81	4.229547	236.4319	95
96	21,986.68	0.827954	0.188798	3285.059	12,722.43	3.872816	258.2101	96
97	18,203.96	0.802014	0.22063	2666.546	9437.37	3.539173	282.5519	97
98	14,599.82	0.772303	0.258379	2096.674	6770.823	3.229317	309.663	98
99	11,275.48	0.738749	0.302797	1587.516	4674.15	2.944316	339.6374	99
100	8329.751	0.701364	0.354728	1149.78	3086.634	2.684542	372.503	100
101	5842.187	0.660341	0.414999	790.6024	1936.854	2.449845	408.189	101
102	3857.834	0.616061	0.48441	511.8304	1146.251	2.239514	446.5255	102
103	2376.66	0.569077	0.56374	309.1358	634.4207	2.05224	487.2725	103
104	1352.502	0.519526	0.654838	172.4726	325.2849	1.88601	530.2199	104
105	702.6603	0.469801	0.755445	87.84709	152.8124	1.739527	574.869	105
106	330.1108	0.419039	0.869791	40.46146	64.96529	1.605609	622.8165	106
107	138.3293	0.368476	0.99838	16.62247	24.50383	1.474139	678.3623	107
108	50.97098	0.318742	1.143375	6.004881	7.881357	1.312492	761.9096	108
109	16.24657	0.27038	1.307927	1.876476	1.876476	1	1000	109
INDEPENDENCE LIFETABLE CONSTRUCTION							PURCHASE PRICE: 1000
AGE(y)	I_xy	S_xy	μ_xy frailty	D_xy	N_xy	a_xy_frailty	PAYMENT STREAM	AGE(x)
55	100,000	0.956844	0.044115	33,650.42	447,990.3	13.31306	75.11419	55
56	95,684.42	0.956038	0.044957	31,566.88	414,339.8	13.12578	76.18596	56
57	91,477.96	0.955202	0.045832	29,587.39	382,773	12.93703	77.2975	57
58	87,379.94	0.954334	0.046742	27,707.78	353,185.6	12.7468	78.45107	58
59	83,389.65	0.953432	0.047687	25,924	325,477.8	12.55507	79.64907	59
60	79,506.39	0.952495	0.048671	24,232.14	299,553.8	12.36184	80.89411	60
61	75,729.42	0.951519	0.049695	22,628.42	275,321.6	12.16708	82.18902	61
62	72,058.01	0.950504	0.050763	21,109.19	252,693.2	11.97077	83.53683	62
63	68,491.4	0.949445	0.051877	19,670.95	231,584	11.7729	84.94086	63
64	65,028.85	0.948341	0.053041	18,310.28	211,913.1	11.57345	86.40468	64
65	61,669.55	0.947189	0.054256	17,023.92	193,602.8	11.3724	87.93221	65
66	58,412.73	0.945985	0.055528	15,808.7	176,578.9	11.16973	89.5277	66
67	55,257.57	0.944726	0.056861	14,661.56	160,770.2	10.96542	91.1958	67
68	52,203.26	0.943407	0.058257	13,579.57	146,108.6	10.75945	92.94159	68
69	49,248.94	0.942026	0.059723	12,559.87	132,529	10.55179	94.77068	69
70	46,393.77	0.940576	0.061263	11,599.72	119,969.2	10.34242	96.6892	70
71	43,636.86	0.939053	0.062883	10,696.49	108,369.5	10.13131	98.70393	71
72	40,977.33	0.937451	0.06459	9847.62	97,672.96	9.918434	100.8224	72
73	38,414.25	0.935765	0.066391	9050.652	87,825.34	9.703759	103.0528	73
74	35,946.71	0.933986	0.068294	8303.217	78,774.69	9.48725	105.4046	74
75	33,573.73	0.932108	0.070306	7603.03	70,471.47	9.268867	107.8881	75
76	31,294.35	0.930122	0.07244	6947.889	62,868.44	9.048568	110.5147	76
77	29,107.56	0.928018	0.074704	6335.671	55,920.56	8.826304	113.2977	77
78	27,012.35	0.925786	0.077112	5764.331	49,584.89	8.602019	116.2518	78
79	25,007.65	0.923413	0.079678	5231.898	43,820.55	8.375651	119.3937	79
80	23,092.4	0.920887	0.082418	4736.475	38,588.66	8.147125	122.7427	30
81	21,265.48	0.918191	0.08535	4276.232	33,852.18	7.916357	126.3207	81
82	19,525.77	0.915308	0.088495	3849.409	29,575.95	7.683245	130.1533	82
83	17,872.09	0.912218	0.091876	3454.308	25,726.54	7.447669	134.2702	83
84	16,303.24	0.908899	0.095522	3089.296	22,272.23	7.209484	138.7062	84
85	14,817.99	0.905323	0.099464	2752.801	19,182.94	6.968515	143.5026	85
86	13,415.07	0.90146	0.103739	2443.308	16,430.14	6.724546	148.7089	36
87	12,093.15	0.897275	0.108393	2159.358	13,986.83	6.477309	154.3851	87
88	10,850.89	0.892726	0.113476	1899.547	11,827.47	6.226468	160.6047	88
89	9686.864	0.887762	0.119051	1662.524	9927.922	5.971597	167.4594	89
90	8599.633	0.882327	0.125193	1446.986	8265.398	5.712147	175.0655	90
91	7587.685	0.876348	0.131992	1251.681	6818.412	5.447404	183.5737	91
92	6649.455	0.869743	0.139558	1075.401	5566.731	5.176426	193.1835	92
93	5783.314	0.862406	0.148029	916.982	4491.33	4.897948	204.1671	93
94	4987.565	0.845001	0.157576	775.3048	3574.348	4.61025	216.908	94
95	4214.5	0.834576	0.168417	642.2878	2799.044	4.357927	229.4669	95
96	3517.318	0.82268	0.180832	525.5272	2156.756	4.103985	243.6656	96
97	2893.626	0.808983	0.195189	423.8632	1631.229	3.848479	259.8429	97
98	2340.894	0.793049	0.211977	336.1746	1207.366	3.591484	278.4365	98
99	1856.444	0.774291	0.23187	261.3755	871.1909	3.3331	300.021	99
100	1437.429	0.751898	0.255807	198.4125	609.8154	3.073472	325.3649	100
101	1080.8	0.724725	0.285154	146.2608	411.4029	2.812803	355.5173	101
102	783.2826	0.6911	0.321963	103.9204	265.142	2.551394	391.9425	102
103	541.3263	0.648499	0.369471	70.41114	161.2216	2.289717	436.7352	103
104	351.0496	0.592961	0.433095	44.76624	90.81045	2.028548	492.9635	104
105	208.1588	0.518012	0.522626	26.02416	46.04421	1.769287	565.1995	105
106	107.8287	0.41282	0.657758	13.21649	20.02004	1.514778	660.1627	106
107	44.5138	0.260909	0.884744	5.349046	6.803557	1.27192	786.2131	107
108	11.61405	0.064307	1.343584	1.368249	1.454511	1.063046	940.6933	108
109	0.746861	1	2.744092	0.086262	0.086262	1	1000	109