Variable

Coefficient

Std. Error

t-statistic

Prob.

Public Sector Banks (Random effect model)

C

347.61

387.76

0.90

0.371

EPS

7.480

0.86

8.66

0.000***

BVPS

0.348

0.17

2.03

0.043**

ROE

13.16

6.62

1.99

0.048**

ATR

−183.99

311

−0.59

0.555

CR

697.80

875.64

−0.80

0.426

NIM

−16.81

64.20

−0.26

0.794

CAR

−25.98

25.12

−1.03

0.302

NPA

−150.95

42.23

−3.57

0.000***

CASA

9.88

6.45

1.53

0.127

Note: ***Significant at p < 0.01; **Significant at p < 0.05; *Significant at p < 0.10

Private Sector Banks (Fixed effect model)

C

−119.20

220.10

−0.54

0.59

EPS

4.083

2.356

1.73

0.08*

BVPS

1.340

0.496

2.700

0.01*

ROE

−0.372

2.77

−0.13

0.89

ATR

2476.128

1340.91

1.84

0.07*

CR

2286.175

1272.25

1.80

0.07*

NIM

80.24

51.28

1.56

0.12

CAR

−7.55

9.72

−0.78

0.44

NPA

−3.28

14.71

−0.22

0.82

CASA

3.00

4.05

0.74

0.46

Note: *Significant at p < 0.10.