Low Usage of Electronic Banking Services (n = 287)

Factors

AOR

p > |t|

95% CI

Age

Below 21

1

21 - 30

0.9506

0.957

[0.15, 5.91]

31 - 40

0.8467

0.846

[0.16, 4.53]

41 - 50

0.2539

0.143

[0.04, 1.59]

51 - 60

1

Above 61

1

Type of Company

Corporates

1

Sole Proprietors

3.4413

1.648

[1.35, 8.80]

SMEs

3.1657

1.545

[1.22, 8.24]

Others

51.158

58.002

[5.54, 472.05]

Internet Connectivity

Very Poor

1

Poor

1.5047

0.684

[0.21, 10.78]

Moderate

0.9877

0.98

[0.37, 2.60]

Good

0.5431

Very Good

0.2592

0.009

[0.09, 0.71]