Model: Impact of AT, UE & CP on DD Mediated by PU

Estimate

Standard Errors (S.E.)

Critical Ratios (C.R.)

p-Value (p)

Result

Perceive Ease of Use

←

Competitive Pressure

0.364

0.351

1.037

0.300

Positive insignificant

Perceive Ease of Use

←

Advancement of Technology

−1.581

1.849

−0.855

0.392

Negative insignificant

Perceive Ease of Use

←

User Expectation

1.462

1.610

0.908

0.364

Positive insignificant

Digital Disruption

←

Competitive Pressure

−0.875

0.360

−2.428

0.015

Negative significant

Digital Disruption

←

Advancement of Technology

−0.570

2.787

−0.204

0.838

Negative insignificant

Digital Disruption

←

User Expectation

1.897

2.546

0.745

0.456

Positive insignificant

Digital Disruption

←

Perceive Ease of Use

0.472

0.645

0.732

0.464

Positive insignificant