26.33

94.84

180.29

25.10

t

Age

qx + t

px

tpx

Expected outflows

Expected inflows

Mathematical Reserve

LTGA Spot curve

Best Estimate

Down

Up

LTGA DOWN

LTGA UP

BEL DOWN

BEL UP

0

50

0.00376

0.99624

1.00000

-

553.68

−553.68

−553.68

0.000%

0.000%

−553.68

−553.68

1

51

0.00406

0.99594

0.99624

3.76

3.65

1.065%

3.72

75%

70%

0.266%

1.810%

3.75

3.69

2

52

0.00447

0.99553

0.99220

4.04

3.81

0.962%

3.97

65%

70%

0.337%

1.635%

4.02

3.92

3

53

0.00493

0.99507

0.98776

4.44

4.06

1.006%

4.30

56%

64%

0.443%

1.650%

4.38

4.22

4

54

0.00550

0.99450

0.98289

4.87

4.33

1.189%

4.64

50%

59%

0.595%

1.891%

4.76

4.52

5

55

0.00617

0.99383

0.97748

5.41

4.66

1.382%

5.05

46%

55%

0.746%

2.143%

5.21

4.86

6

56

0.00688

0.99312

0.97145

6.03

5.05

1.572%

5.49

42%

52%

0.912%

2.390%

5.71

5.23

7

57

0.00764

0.99236

0.96477

6.68

5.43

1.738%

5.92

39%

49%

1.060%

2.590%

6.21

5.59

8

58

0.00827

0.99173

0.95740

7.37

5.82

1.868%

6.36

36%

47%

1.196%

2.746%

6.70

5.93

9

59

0.00899

0.99101

0.94948

7.92

6.07

1.978%

6.64

33%

44%

1.325%

2.848%

7.03

6.15

10

60

0.00986

0.99014

0.94095

8.54

6.35

2.075%

6.95

31%

42%

1.432%

2.946%

7.40

6.38

11

61

0.01094

0.98906

0.93167

9.28

6.70

2.166%

7.33

30%

39%

1.516%

3.011%

7.86

6.69

12

62

0.01225

0.98775

0.92148

10.19

7.15

2.249%

7.81

29%

37%

1.596%

3.080%

8.43

7.08

13

63

0.01371

0.98629

0.91019

11.29

7.69

2.308%

8.39

28%

35%

1.662%

3.116%

9.11

7.57

14

64

0.01524

0.98476

0.89771

12.48

8.25

2.352%

9.01

28%

34%

1.694%

3.152%

9.86

8.08

15

65

0.01685

0.98315

0.88403

13.68

8.78

2.381%

9.61

27%

33%

1.738%

3.167%

10.56

8.57

16

66

0.01847

0.98153

0.86913

14.90

9.28

2.399%

10.19

28%

31%

1.727%

3.142%

11.33

9.08

17

67

0.02009

0.97991

0.85308

16.05

9.71

2.405%

10.72

28%

30%

1.732%

3.127%

11.99

9.51

18

68

0.02185

0.97815

0.83594

17.14

10.07

2.405%

11.17

28%

29%

1.731%

3.102%

12.58

9.89

19

69

0.02364

0.97636

0.81768

18.27

10.42

2.400%

11.64

29%

27%

1.704%

3.048%

13.25

10.32

20

70

0.02577

0.97423

0.79835

817.68

-

452.73

2.392%

509.60

29%

26%

1.699%

3.014%

583.82

451.46