Variable

Coefficient

Standard Error

Health status

1.0136***

0.3886

Health status-square

-0.1855***

0.0674

Acres of farm land

0.2743***

0.0412

Acres of farm land?square

-0.0160***

0.0037

Education

0.1397*

0.0803

Gender (male = 1 and female = 0)

0.1152

0.1167

Age

-0.0079

0.0076

Marriage status (married = 1, otherwise = 0)

-0.8014***

0.1536

At least one parent at home (yes = 1, no = 0)

0.5162***

0.1556

Scale of saving deposit

-0.0910**

0.0394

Log value of house in household

-0.0667***

0.0154

Industry (Referenced: Construction )

Manufacturing

0.4017***

0.1566

Restaurant/Hotel

-0.5483**

0.2350

Transportation

-0.0803

0.2175

Residential Service

-0.6346***

0.1705

Retail

-0.5133***

0.2004

Other

-0.3866*

0.2283