| (1) 2010 | (2) 2014 | (3) 2016 | (4) 2018 |
Online social network | 0.346*** | 0.470*** | 0.370*** | 0.241*** |
| (0.027) | (0.031) | (0.033) | (0.022) |
Consumption loan | 0.187*** | −0.085 | 0.228** | 0.199*** |
| (0.040) | (0.075) | (0.090) | (0.056) |
Online social network * Consumption loan | −0.071 | 0.058 | 0.146** | 0.077* |
| (0.062) | (0.072) | (0.072) | (0.046) |
Formal financial institutions | −0.003*** | 0.018*** | −0.002*** | −0.004*** |
| (0.001) | (0.004) | (0.0003) | (0.001) |
Consumption loan * Formal financial institutions | 4.52e−05 | 0.001** | −0.0002 | −0.0003 |
| (0.0001) | (0.0002) | (0.0002) | (0.0002) |
Household head characteristics variables | Control | Control | Control | Control |
Household characteristics variables | Control | Control | Control | Control |
Region | Control | Control | Control | Control |
N | 5698 | 4031 | 3981 | 6067 |
R-sq | 0.346 | 0.318 | 0.318 | 0.462 |