Descriptions | Outreach | Loan Repayment | Efficiency | Profitability | ||||||
Nab | Albpb | par 30 | Par 90 | Oer | cpb | oss | pm | roa | roe | |
Intercept | 1.159** | 3.434*** | 0.414** | 0.336 | 0.497*** | 1.283 | 0.245 | 0.680 | 0.001 | −0.032 |
| (−2.07) | (4.69) | (1.97) | (0.096) | (5.78) | 6.06 | (0.76) | (0.930) | (0.031) | (−1.02) |
LI | −0.037* | −0.3263* | −0.132* | −0.094* | −0.144*** | −0.068 | 0.292*** | 0.374** | 0.016** | 0.014* |
| (−1.69) | (−1.76) | (−1.901) | (−1.84) | (−5.56) | −1.13 | (2.84) | (2.030) | (2.051) | (1.83) |
Regulate | 0.142** | −0.285** | −0.058* | −0.069* | 0.007 | −0.047* | 0.009 | −0.004 | 0.004 | −0.014*** |
| (2.1) | (−1.96) | (−1.67) | (−1.71) | (0.63) | −1.81 | (0.24) | (−0.040) | (0.82) | (−3.67) |
Scale | 0.274* | 0.151 | 0.045 | 0.039 | 0.018 | −0.045 | −0.062 | 0.015 | −0.014** | −0.004 |
| (1.91) | (1.23) | (1.23) | (0.255) | (1.08) | −0.84 | (−0.98) | (0.280) | (−1.99) | (−0.74) |
Dregion | −0.368* | −0.401** | −0.052 | −0.047 | 0.014 | 0.161*** | −0.069 | 0.024 | −0.003 | 0.008 |
| (−1.93) | (−2.24) | (−0.99) | (−0.94) | (0.60) | (2.35) | (−0.80) | (0.170) | (−0.27) | (0.97) |
Lta | 1.76*** | 0.526*** | −0.023 | −0.018 | −0.054*** | 0.105*** | 0.175*** | 0.045 | 0.003 | 0.006* |
| (27.58) | (6.63) | (−1.01) | (−0.80) | (−5.50) | (4.3) | (4.77) | (0.630) | (0.75) | (1.76) |
Mfireg | 0.008 | 0.066 | 0.069*** | 0.058** | −0.006 | −0.008 | −0.051 | −0.191*** | −0.012*** | −0.013*** |
| (0.15) | (0.71) | (2.70) | (2.34) | (−0.68) | (−0.37) | (−1.47) | (−2.270) | (−2.93) | (−3.21) |
Ryield | −0.288 | −1.252** | −0.434 | −0.328** | 0.344*** | −0.195 | 1.952*** | 0.0565 | −0.003 | 0.027 |
| (−0.82) | (−2.16) | (−2.66) | (−2.08) | (5.52) | (−1.43) | (8.44) | (0.180) | (−0.11) | (1.09) |
Cdr | 0.004 | −0.004 | 0.001 | 0.001 | −0.0002 | 0.001 | −0.003** | 0.0147 | 0.0002 | 0.002 |
| (0.08) | (−1.59) | (1.22) | (0.82) | (−0.46) | (1.04) | (−2.29) | (1.01) | (1.01) | (0.18) |
Dgsdp | 0.003 | 0.013** | 0.001 | 0.001 | 0.002* | 0.001 | −0.0004 | 0.029* | 0.0023 | 0.0002 |
| (0.06) | (1.99) | (0.23) | (0.09) | (1.70) | (0.25) | (−0.13) | (1.675) | (0.62) | (0.59) |
R Square | 0.7786 | 0.3262 | 0.0934 | 0.066 | 0.289 | 0.1478 | 0.329 | 0.033 | 0.109 | 0.126 |
HM Statistic | 12.53 | 11.54 | 28.51 | 28.87 | 12.99 | 3.85 | 36.79 | 24.76 | 8.29 | 4.70 |
P values | [0.252] | [0.241] 0.2407 0.2407 | [0.001] | [0.001] | [0.1630] | [0.921] | [.0001] | [0.0032] | [0.5056] | [0.8595] |
BP Statistic | 327.02 | 4.08 | 4.15 | 1.65 | 1.35 | 299.57 | 55.03 | 0.39 | 55.56 | 10.44 |
P values | [0.0001] | [0.043] | [0.0417] | [0.199] | [0.165] | [0.0001] | [0.0001] | [0.5331] | [0.0001] | [0.0012] |
Model | FE | FE | RE | RE | RE | RE | RE | FE | RE | FE |