rural

−0.067***

−0.051**

−0.019

−0.066***

−0.082

(0.022)

(0.026)

(0.050)

(0.022)

(0.055)

marriage

−0.016

0.002

0.003

−0.004

−0.031

(0.029)

(0.037)

(0.044)

(0.029)

(0.052)

population

0.003

0.002

0.007

−0.004

0.021*

(0.005)

(0.006)

(0.007)

(0.005)

(0.011)

health

0.010

0.002

0.009

−0.004

0.026**

(0.007)

(0.009)

(0.009)

(0.007)

(0.013)

lnincome

−0.115***

−0.181**

−0.060

−0.181

0.020

(0.038)

(0.072)

(0.045)

(0.303)

(0.060)

lnincome2

0.005***

0.010**

0.002

0.011

−0.003

(0.002)

(0.004)

(0.003)

(0.013)

(0.004)

lnconsume

0.111***

0.094***

0.116***

0.083***

0.127***

(0.012)

(0.018)

(0.016)

(0.012)

(0.024)

lnhouseasset

−0.117***

−0.121***

−0.118***

−0.107***

−0.136***

(0.008)

(0.012)

(0.011)

(0.010)

(0.013)

finasset

−1.600***

−1.507***

−1.640***

−1.379***

−1.842***

(0.113)

(0.140)

(0.175)

(0.105)

(0.340)

lncominsurance

−0.004

−0.000

−0.008**

−0.002

−0.009

(0.002)

(0.004)

(0.004)

(0.002)

(0.006)

work

−0.083

0.008

−0.167**

−0.086

−0.088

(0.059)

(0.233)

(0.065)

(0.072)

(0.094)

hospital

0.052***

0.019

0.085***

0.040**

0.073**

(0.017)

(0.024)

(0.026)

(0.018)

(0.035)

socialnet

0.740***

0.573***

0.866***

0.525***

1.101***

(0.030)

(0.035)

(0.046)

(0.027)

(0.066)

Model

IV-Tobit

IV-Tobit

IV-Tobit

IV-Tobit

IV-Tobit

N

8720

3985

4565

5339

3381