(0.002)

(0.003)

(0.003)

(0.010)

(0.005)

lnconsume

0.107***

0.092***

0.114***

0.078***

0.126***

(0.011)

(0.014)

(0.015)

(0.011)

(0.021)

lnhouseasset

−0.115***

−0.124***

−0.114***

−0.104***

−0.136***

(0.006)

(0.009)

(0.009)

(0.007)

(0.011)

finasset

−1.593***

−1.491***

−1.639***

−1.370***

−1.838***

(0.078)

(0.101)

(0.114)

(0.071)

(0.196)

lncominsurance

−0.002

0.001

−0.007*

−0.001

−0.009

(0.002)

(0.003)

(0.004)

(0.002)

(0.006)

work

0.005

0.075**

−0.088**

0.047

−0.054

(0.029)

(0.037)

(0.045)

(0.031)

(0.056)

hospital

0.052***

0.016

0.087***

0.034**

0.073**

(0.017)

(0.022)

(0.024)

(0.017)

(0.034)

socialnet

0.747***

0.574***

0.877***

0.525***

1.107***

(0.017)

(0.022)

(0.026)

(0.017)

(0.037)

Model

Tobit

Tobit

Tobit

Tobit

Tobit

Provincial dummy variable

controlled

controlled

controlled

controlled

controlled

N

8720

3985

4565

5339

3381