Variable

Coefficient

Std. Error

t-Statistic

Prob.

LNPL

−0.145***

0.072

−2.007

0.047

LNPK

0.001***

0.008

0.075

0.941

LNPF

0.262***

0.039

6.702

0.000

LNRISK

0.246***

0.133

1.847

0.067

LNASSET

−0.012***

0.032

−0.380

0.705

R-squared

0.565

Adj.R-squared

0.502

F-statistic

9.020

F-test

8.886

-

0.000

Hausman-Test

14.770

-

0.011

H₀:H = 1

144.105

-

0.000

H₁:H = 0

2.538

-

0.111