Variables

Definition

Mean

S.D

Minimum

Maximum

${\text{REV}}_{it}$

total revenue/total assets

0.028095

0.003875

0.020254

0.038356

${\text{PL}}_{it}$

personnel expenses/employees

298020.3

84624.8

108583

484803.6

${\text{PK}}_{it}$

operating costs/ total assets

0.00027915

0.00049043

0.000003

0.0023417

${\text{PF}}_{it}$

interest expenditure/total deposits

0.029956

0.010417

0.012996

0.054808

${\text{Rissass}}_{it}$

total loans/total assets

0.491408

0.069528

0.304781

0.624423

${\text{Asset}}_{it}$

the log of total assets

28.74032

1.246299

25.26343

30.89246

${\text{ROA}}_{it}$

net profit/ total assets

0.1849356

0.0395072

0.0432

0.3671