(S)

Statements (S)

Agree

Disagree

Neutral

1

If the score for household financial poverty is less than 0.5, the dummy variable is set to 1.

16

14

0

2

In the case of a rural home, a binary variable has the value 1.

14

11

5

3

Whenever a domestic head is retiring or idle, a binary variable becomes 1.

6

18

4

4

Whenever the head of the household works, a binary variable becomes 1.

10

19

1

5

When the head of the family has a bank and otherwise mobile money accounts, a binary variable has the value 1.

8

16

6

6

For the household’s overall spending on the children’s elementary and secondary schooling, a continuous scale.

10

14

6

7

The overall net income for the household is a continuous variable.

8

14

8

8

If the household head has an insurance policy, a binary variable has the value 1.

9

15

6

9

When households received money transfers from even a financial institution or via mobile financial services, a binary variable’s value is 1, for example.

7

10

8

10

If the head of the household possesses credit availability, a binary variable represents 1.

18

6

5