Perceived Risks

Β

Std. Error

Standardized β

t

p

(Constant)

3.112

0.233

-

13.335

<0.001*

Physical Risk

0.310

0.105

0.197

2.953

0.003*

Psychological Risk

0.134

0.104

0.089

1.287

0.199

Performance Risk

0.045

0.121

0.026

0.375

0.708

Financial Risk

0.080

0.141

0.041

0.570

0.569

Safety Risk

−0.067

0.111

−0.041

−0.608

0.543

R² = 0.070

Adjusted R² = 0.054

F = 4.415

Significance F = 0.001