ICOP

Coef.

Z-value

Coef.

Z-value

ICAF

−0.640**

(−2.387)

ICAF_r

−4.149**

(−2.163)

ICQ

−4.437***

(−7.339)

−4.370***

(−7.294)

DA

−0.095

(−0.069)

−0.268

(−0.198)

pre_ICOP

2.401***

(7.716)

2.339***

(7.369)

AGE

0.034

(1.419)

0.033

(1.400)

LOSS

0.608

(1.387)

0.615

(1.386)

SIZE

0.294**

(2.226)

0.045

(0.383)

LEV

−0.688

(−0.823)

−0.699

(−0.838)