| Reasons for Not Buying PAI | Number of Responders | Percentage (%) |
1 | It’s inauspicious. | 15 | 12.71 |
2 | Others: f. e. no knowledge of personal accident insurance; have good healthcare; have life insurance. | 16 | 13.56 |
3 | Income cannot afford it. | 24 | 20.34 |
4 | I believe that the actual dangers and accidents are of little chance and far away from me. | 30 | 25.42 |
5 | Accident insurance usually appears as a hoax, and the quality of insurance representatives is too poor. | 35 | 29.66 |
6 | Claim settlement. | 76 | 64.41 |