| Index | Coeff: | Odds ratio |
| Exporter | 0.004*** | 1.003*** |
|
| (0.001) | (0.001) |
| | −0.194*** | 0.823*** |
|
| (0.036) | (0.029) |
| Website | −0.641*** | 0.527*** |
|
| (0.044) | (0.022) |
| ISO | −0.615*** | 0.540*** |
|
| (0.048) | (0.026) |
| Top Manager female | 0.163*** | 1.177*** |
|
| (0.045) | (.053) |
| Top manager’s exp. | 0.014*** | 1.014*** |
|
| (0.002) | (0.002) |
| Ln (Firm Age) | −0.313*** | 0.731*** |
|
| (0.029) | (0.021) |
| % Private domestic | −0.001* | 0.998* |
|
| (0.001) | (0.001) |
| Internal funds | 0.002*** | 1.002*** |
|
| (0.001) | (0.001) |
| Borrowed from banks | −0.000 | 1.000 |
|
| (0.001) | (0.001) |
| Borrowed from Non-B | 0.003** | 1.002** |
|
| (0.001) | (0.001) |
| Credit Purchases | −0.002* | 0.998* |
|
| (0.001) | (0.001) |
| Firm Size | −0.008 | 0.992 |
|
| (0.027) | (0.026) |
| Obstacle to Finance | −0.010 | 0.990 |
|
| (0.011) | (0.011) |
| MMs11 | −0.311*** | 0.733*** |
|
| (0.043) | (0.032) |
| Foreign ownership | −0.001 | 0.999 |
|
| (0.001) | (0.001) |