Construct Factor loading

Cronbach’s alpha

Composite reliability (CR)

Average variance extracted (AVE)

PU

0.910

0.974

0.9746

0.8275

PEU

0.921

0.966

0.9655

0.8485

EC

0.914

0.950

0.9382

0.8351

SN

0.906

0.932

0.9322

0.821

US

0.911

0.954

0.951

0.8291

CIU

0.904

0.954

0.9469

0.8168