Variable

Coefficient

Std. Error

t-Statistic

Prob.

GRATIO

0.914954

0.331002

2.764190

0.0066

NPL

3.638980

1.674726

2.172881

0.0317

OEFF

2.173700

3.822912

0.568598

0.5707

LA

86.42391

45.84786

1.885015

0.0618

C

−1771.621

3639.995

−0.486710

0.6273