Variable	Alternative	Distance-based and Law Obedient Discount		Distance-based Coverage and Law Obedient Discount
Variable	Alternative	Simple	Nested	Simple	Nested
Third Person Insurance	Do Nothing	0.055	0.030	0.055	0.030
Average of Annual Distance	Do Nothing	−0.060	−0.033	−0.060	−0.033
Total Cost	Distance-based Discount	0.414	0.143	0.414	0.143
	Distance-based Coverage	0.157	0.053	0.157	0.053
	Distance-based Coverage & Law Obedient Discount	0.355	0.678	−2.270	−1.918
Car Class I	Distance-based Discount	0.006	0.002	0.006	0.002
Car Ownership	Distance-based Discount	−0.013	−0.006	-0.013	−0.006
Third class of age	Distance-based Coverage	−0.014	−0.007	−0.014	−0.007
Maximum discount of the alternative	Distance-based and Law Obedient Discount	0.791	0.787	−0.410	−0.681