Variable

Alternative

Do Nothing

Distance-based Discount

Distance-based Coverage

Simple

Nested

Simple

Nested

Simple

Nested

Third Person Insurance

Do Nothing

−0.127

−0.142

0.055

0.156

0.055

0.156

Average of

Annual Distance

Do Nothing

0.100

0.101

−0.060

−0.164

−0.06

−0.164

Total Cost

Distance-based Discount

0.414

0.736

−5.546

−5.434

0.414

0.736

Distance-based Coverage

0.157

0.275

0.157

0.275

−2.404

−2.322

Distance-based Coverage & Law

Obedient Discount

0.355

0.218

0.355

0.218

0.355

0.218

Car Class I

Distance-based

Discount

0.006

0.013

−0.091

−0.115

0.006

0.013

Car Ownership

Distance-based

Discount

−0.013

−0.028

0.127

0.149

−0.013

−0.028

Third class of age

Distance-based Coverage

−0.014

−0.034

−0.014

−0.034

0.118

0.145

Maximum discount of the alternative

Distance-based and Law Obedient Discount

−0.410

−0.310

−0.410

−0.310

−0.410

−0.310