Input

(1)

DIF

(2)

COV

(3)

DEP

(4)

DIG

(5)

Fin

(6)

Fin (mo)

DIF

0.049***

0.049***

(9.44)

(9.75)

COV

0.041***

(10.44)

DEP

0.021***

(5.04)

DIG

0.015**

(2.19)

Fin

2.821***

(12.66)

DIF*Fin

0.009**

(2.05)

owner

−0.030***

−0.031***

−0.027***

−0.026***

−0.025***

−0.028***

(−3.48)

(−3.65)

(−3.20)

(−3.07)

(−2.99)

(−3.37)

separ

0.031**

0.038**

0.022

0.023

0.028*

0.036**

(2.05)

(2.50)

(1.41)

(1.47)

(1.88)

(2.43)

bal

−0.292

−0.267

−0.304

−0.329

−0.369*

−0.365*

(−1.33)

(−1.22)

(−1.37)

(−1.48)

(−1.70)

(−1.72)

interg

0.393**

0.370**

0.496***

0.574***

0.568***

0.383**

(2.19)

(2.07)

(2.74)

(3.17)

(3.22)

(2.20)

indep

0.191

0.137

0.456**

0.645***

0.637***

0.179

(0.99)

(0.71)

(2.36)

(3.39)

(3.44)

(0.95)

age

1.112**

1.131**

1.061**

1.053**

−0.123

−0.077

(2.43)

(2.48)

(2.29)

(2.27)

(−0.27)

(−0.17)

size

−0.890***

−0.898***

−0.850***

−0.814***

−0.277**

−0.330**

(−6.57)

(−6.65)

(−6.21)

(−5.93)

(−1.98)

(−2.38)

growth

−1.328***

−1.374***

−1.312***

−1.342***

−0.879***

−0.871***

(−5.32)

(−5.52)

(−5.19)

(−5.29)

(−3.52)

(−3.54)

nps

2.377***

2.432***

2.365***

2.458***

−0.665

−0.828

(3.60)

(3.70)

(3.55)

(3.67)

(−0.95)

(−1.21)

lev

−1.123***

−1.099***

−1.219***

−1.289***

−0.808***

−0.663***

(−6.02)

(−5.90)

(−6.47)

(−6.83)

(−4.31)

(−3.58)