Group | Banks | Efficiency growth model |
First Group | Bank of Ningbo, Nanjing, Huaxia | emphasis on internet business |
Second Group | Bank of Agriculture, China, Communication, Everbright | emphasis on internet business but overburden in traditional business |
Third Group | ICBC, Bank of Industrial, Ping An, Minsheng, Pudong Development, Construction | emphasis on traditional business |
Fourth Group | Bank of Merchant, Citic, Beijing | emphasis on internet business and traditional business |