Models	R-Square	Unstandardized Coefficients.		Standardized Coefficient	t-Value	Sig.
Models	R-Square	Beta	Standard Error	Beta	t-Value	Sig.
1. GS	0.448	−0.405	0.059	0.233	0.082	0.001
2. GS, OGS	0.567	−0.567	0.061	0.640	0.818	0.000
3. GS, OGS, PSMEs	0.716	−0.593	0.063	0.338	5.908	0.000