Construct

1

2

3

4

5

6

7

Digital Literacy

0.841

E-government_Services_Adoption

0.179

0.837

Financial_Source_Capital

0.254

0.249

0.822

Government_Policies

0.353

0.230

0.261

0.797

Human_Resource_Capital

0.024

0.193

0.107

0.127

0.853

Information_Communication_Technology

0.245

0.163

0.205

0.215

0.074

0.822

Techonolgical_Readiness

0.601

0.141

0.305

0.579

0.169

0.330

0.815