Contents | No of items | CR | Cronbach’s Alpha (α) | AVE |
Ease of use | 4 | 0.963** | 0.929** | 0.86 |
Usefulness | 4 | 0.933** | 0.871** | 0.75 |
Security | 4 | 0.843** | 0.711** | 0.50 |
Trust | 4 | 0.864** | 0.748** | 0.55 |
Convenience | 3 | 0.887** | 0.788** | 0.62 |
mobility | 3 | 0.862** | 0.744** | 0.55 |
Economizing | 4 | 0.913** | 0.835** | 0.69 |
Use of mobile payment | 5 | 0.884** | 0.783** | 0.61 |
Use of automated teller machine | 7 | 0.882** | 0.778** | 0.60 |