| Impact | Characteristics | Yes (%) | No (%) | Total (%) |
| Business capital | Microfinance has increased business capital | 33 (40) | 49 (60) | 82 (100) |
| Microfinance has increased stock levels | 31 (38) | 51 (62) | 82 (100) | |
| Microfinance ensured meeting demand of customers | 38 (46) | 44 (54) | 82 (100) | |
| Business profit | Microfinance has increased profit margin | 33 (40) | 49 (60) | 82 (100) |
| Microfinance has increased volume of sales | 31 (38) | 51 (62) | 82 (100) | |
| Living conditions | Microfinance has ensured meeting household expenses | 38 (46) | 44 (54) | 82 (100) |
| Microfinance has ensured payment of school fees | 36 (44) | 46 (56) | 82 (100) | |
| Microfinance has ensured acquisition of properties | 44 (54) | 38 (46) | 82 (100) | |
| Microfinance has increased savings | 38 (46) | 44 (54) | 82 (100) | |
| Capacity | Microfinance has enhanced financial security | 46 (56) | 36 (44) | 82 (100) |
| Microfinance has boosted confidence in business management | 44 (54) | 38 (46) | 82 (100) | |
| Microfinance has improved skills in records keeping | 44 (54) | 38 (46) | 82 (100) | |
| Microfinance has increased operational efficiency | 38 (46) | 44 (54) | 82 (100) | |
| Microfinance has ensured access to business advisory services | 62 (76) | 10 (24) | 82 (100) |