Variables

Coefficients

Effets marginaux

Age 1

Age < 35 ans réf.

−0.6523909***

−0.1037417***

Age > 35 ans

(0.2089413)

(0.03157)

Gender

Male

−0.4983278**

−0.0796914**

Female réf.

(0.1984258)

(0.03054)

SM

Married

−1.218083***

−0.2436583***

Unmarried réf.

(0.2179546)

(0.04936)

Income 2

Low average income < 150.000 réf.

−0.4589753**

−0.072675**

High average income > 150.000

(0.2126851)

(0.03213)

NI

Uneducated réf.

0.2849377

0.0502312

Educated

(0.3481305)

(0.06519)

Détention CM

Does not hold a mobile money account réf.

−1.007488***

−0.1988268***

Holds a mobile money account

(0.2337418)

(0.05212)

Status SP

Non managerial réf.

−0.7814857***

−0.1266115***

Manager

(0.2219069)

(0.03455)

Type of employeur

Privé réf.

−1.188201***

−0.2251458***

Public

(0.2032313)

(0.0429)

Cons

3.157021***

(3961539)

Number of obs = 887

LR chi2(8) = 240.94

Prob > chi2 = 0.0000

Pseudo R2 = 0.2335

Log pseudo likelihood = −395.39272