Order | Relationship between variables | Path coefficient | p value | Corresponding hypothesis | Test results |
1 | Credit degree ® Perceived usefulness | −0.087 | 0.590 | H1 | Not support |
2 | Credit degree ® Perceived ease of use | −0.122 | 0.376 | H4 | Not support |
3 | Credit degree ® Perceived risks | −0.294* | 0.031 | H7 | Support |
4 | Information quality ® Perceived usefulness | 0.499*** | 0.000 | H2 | Support |
5 | Information quality ® Perceived ease of use | 0.652*** | 0.000 | H5 | Support |
6 | Information quality ® Perceived risks | −0.305** | 0.005 | H8 | Support |
7 | Service quality ® Perceived usefulness | 0.389* | 0.020 | H3 | Support |
8 | Service quality ® Perceived ease of use | 0.556** | 0.008 | H6 | Support |
9 | Service quality ® Perceived risks | −0.314** | 0.003 | H9 | Support |
10 | Perceived usefulness ® Purchasing intention | 0.349*** | 0.000 | H10 | Support |
11 | Perceived ease of use ® Purchasing intention | 0.582*** | 0.000 | H11 | Support |
12 | Perceived risks ® Purchasing intention | −0.201* | 0.035 | H12 | Support |