Variables

UPB

Model 1

Model 2

b

t

b

t

Control Variables

Gender

0.158***

4.505

0.144***

4.139

Age

0.068

1.073

0.023

0.400

Tenure

0.188**

3.158

0.079

1.426

Income

−0.337***

−5.432

−0.232***

−3.965

Education

−0.097

1.236

−0.116

1.378

Job position

−0.078

−1.276

−0.073

−1.153

Independent Variable

Cognitive trust

0.166

1.956

Affective trust

0.257**

3.046

R²

0.235

0.379

R² (adjusted)

0.216

0.361

F

2.147*

21.504***

ΔR²

0.144***

N

333

333