Factor	Level		Km Driven				Number of Annual Violations
Factor	Level	Country	N	Mean	Std. Deviation	T-test Results	Mean	Std. Deviation	T-test Results
Gender	Male	Jordan	127	125.7	109.8	t = 0.539, p = 0.590	1.7	1.9	t = −6.974, p = 0.000
	Male	Kuwait	171	116.0	179.2	t = 0.539, p = 0.590	3.8	3.3	t = −6.974, p = 0.000
	Female	Jordan	23	42.8	58.4	t = 0.364, p = 0.718	0.5	1.0	t = −2.241, p = 0.030
	Female	Kuwait	26	37.3	46.9	t = 0.364, p = 0.718	1.8	2.7	t = −2.241, p = 0.030
Age	Young	Jordan	76	117.9	109.6	t = 0.945, p = 0.346	1.5	1.5	t = −7.270, p = 0.000
	Young	Kuwait	150	103.2	112.4	t = 0.945, p = 0.346	3.9	3.4	t = −7.270, p = 0.000
	Middle	Jordan	59	102.3	106.1	t = −0.402, p = 0.688	1.5	1.9	t = −2.137, p = 0.035
	Middle	Kuwait	43	119.2	298.6	t = −0.402, p = 0.688	2.3	2.2	t = −2.137, p = 0.035
	Senior	Jordan	15	129.7	107.4	t = 2.45, p = 0.027	1.8	2.7	t = −.832, p = 0.417
	Senior	Kuwait	4	47.3	38.0	t = 2.45, p = 0.027	3.3	4.5	t = −.832, p = 0.417
Driver Type	Non-Professional	Jordan	95	48.6	43.9	t = −4.01, p = 0.000	0.9	1.4	t = −8.640, p = 0.000
	Non-Professional	Kuwait	157	110.3	184.7	t = −4.01, p = 0.000	3.6	3.4	t = −8.640, p = 0.000
	Professional	Jordan	54	223.3	94.3	t = 7.09, p = 0.000	2.5	2.1	t = −1.722, p = 0.088
	Professional	Kuwait	40	87.2	90.4	t = 7.09, p = 0.000	3.4	2.7	t = −1.722, p = 0.088
All		Jordan	150	113.0	107.7	t = 0.493, p = 0.623	1.5	1.8	t = −7.322, p = 0.000
All		Kuwait	197	105.6	169.9	t = 0.493, p = 0.623	3.5	3.3	t = −7.322, p = 0.000