Variables

Model 1

Model 2

Model 3

Model 4

(Constant)

3.548***

2.020***

−1.052

2.090***

Gender

−0.214**

−0.102

−0.106

−0.118

Age

−0.047

−0.022

−0.023

−0.021

Educational background

−0.011

0.033

0.036

0.024

Monthly disposable income

0.022

0.002

0.006

0.002

The history of fund purchase

−0.004

−0.046

−0.047*

−0.046

Consumer expertise

0.413***

1.211***

0.400***

R²

0.048

0.267

0.269

0.258

F value

3.076

18.330***

18.497***

17.512***