risk_prference

−0.2817145***

(0.0126052)

−0.1825768***

(0.0081786)

age

0.0008488***

(0.0001708)

0.0052586***

(0.0007852)

TLA

0.4867122***

(0.0343086)

0.112299***

(0.0298585)

Education

0.1890801***

(0.0106417)

0.1224312***

(0.0066733)

Region

−0.1708965***

(0.0223918)

−0.1085803***

(0.0146903)

rural

−0.814097***

(0.0771699)

−0.5102304***

(0.0533935)

Pseudo R2

0.3294

0.2824

Observations

15765

15765