| risk_prference | −0.2817145*** (0.0126052) | −0.1825768*** (0.0081786) |
| age | 0.0008488*** (0.0001708) | 0.0052586*** (0.0007852) |
| TLA | 0.4867122*** (0.0343086) | 0.112299*** (0.0298585) |
| Education | 0.1890801*** (0.0106417) | 0.1224312*** (0.0066733) |
| Region | −0.1708965*** (0.0223918) | −0.1085803*** (0.0146903) |
| rural | −0.814097*** (0.0771699) | −0.5102304*** (0.0533935) |
| Pseudo R2 | 0.3294 | 0.2824 |
| Observations | 15765 | 15765 |