|   risk_prference  |       −0.2817145*** (0.0126052)  |       −0.1825768*** (0.0081786)  |    
|   age  |       0.0008488*** (0.0001708)  |       0.0052586*** (0.0007852)  |    
|   TLA  |       0.4867122*** (0.0343086)  |       0.112299*** (0.0298585)  |    
|   Education  |       0.1890801*** (0.0106417)  |       0.1224312*** (0.0066733)  |    
|   Region  |       −0.1708965*** (0.0223918)  |       −0.1085803*** (0.0146903)  |    
|   rural  |       −0.814097*** (0.0771699)  |       −0.5102304*** (0.0533935)  |    
|   Pseudo R2  |       0.3294  |       0.2824  |    
|   Observations  |       15765  |       15765  |