Variable name

Variable interpretation

Mean value

Standard deviation

Number of variables

Ifinstock(IF_INS)

Whether or not to hold a stock account

0.1243421

0.3299816

15,765

Stock_ratio (S_R)

Share of shares in financial assets

0.0471166

0.1685844

15,765

net_house (N_H)

Net housing value (millions)

0.5790148

0.888685

15,765

if_hf (I_H)

Whether or not to own a provident fund

0.1586087

0.3653221

15,765

TLA

Total financial assets (millions)

0.1193402

0.5336526

15,765

Income (I)

Total household income (10,000)

0.091923

0.2313909

15,765

Num (N)

Total number of family members

3.129815

1.480082

15,765

Gender (G)

Gender of homeowner

0.7449997

0.4358749

15,765

risk_prference (R_P)

Degree of risk preference of homeowners

4.200879

1.282887

15,765

age

Age of homeowners

52.45652

14.45724

15,765

(A) Education

Education level of homeowners

3.587505

1.755044

15,765

(E) Region

Region

1.615208

0.7917594

15,765

Rural

Are they urban residents?

0.2508514

0.4335166

15,765