| Model | Unstandardized Coefficients | Standardized Coefficients | t | Sig. | ||
| B | Std. Error | Beta | ||||
| 1 | (Constant) | 1.681 | 0.182 |
| 9.256 | 0.000 |
| Mobile Banking | −0.010 | 0.046 | −0.011 | −0.211 | 0.833 | |
| Internet Banking | 0.434 | 0.068 | 0.608 | 6.420 | 0.000 | |
| Electro Card Banking | 0.323 | 0.066 | 0.358 | 4.878 | 0.000 | |
| Telephone Banking | −0.135 | 0.084 | −0.176 | −1.617 | 0.107 | |