| Financial Institution | |||
|
| Core enterprise | Cooperation z | Non-cooperation 1-z |
SMEs | Financing x | Guarantee y | , ,
| , ,
|
Non-guarantee 1 − y | , , | , , | ||
Non-financing 1 − x | Guarantee y | , , | , , | |
Non-guarantee 1 − y | , , | , , |