Financial risk

Business risk

Strategic risk

Exposure

cdt

liqt

intretrt

exchg

equity

Total

opert

complc

risk managmt

comptve

legal

Total

systmc

markt

rlest

reput

eco

Total

N

%

2006

Certain

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0.00

Probable

17

13

21

3

1

55

34

27

3

41

11

116

1

22

16

17

21

77

248

37.01

Possible

35

32

35

27

7

136

12

31

4

17

29

93

0

35

30

36

29

130

359

53.58

Improbable

7

12

3

3

0

25

1

1

0

1

16

19

0

1

5

0

1

7

51

7.61

Rare

0

2

0

6

0

8

1

0

0

0

2

3

0

1

0

0

0

1

12

1.79

Mean

3.17

2.95

3.31

2.69

3.13

3.06

3.65

3.44

3.43

3.68

2.84

3.39

4

3.32

3.22

3.32

3.39

3.32

3.26

Total

59

59

59

39

8

224

48

59

7

59

58

231

1

59

51

53

51

215

670

100

%

100

100

100

66.1

13.6

81.4

100

11.9

100

98.3

1.7

100

86.4

89.8

86.4

2007

Certain

7

1

0

0

0

8

0

0

0

0

0

0

0

7

12

0

6

25

33

4.87

Probable

27

24

29

5

2

87

36

31

4

41

14

126

2

26

19

21

22

90

274

40.4

Possible

24

27

27

27

6

111

12

27

4

17

28

88

0

26

22

32

24

104

305

44.99

Improbable

1

5

3

3

0

12

1

1

0

1

14

17

0

0

1

0

0

1

54

7.96

Rare

0

2

0

5

0

7

0

0

0

0

2

2

0

0

0

0

0

0

12

1.77

Mean

3.6

3.29

3.44

2.8

3.25

3.34

3.71

3.51

3.5

3.68

2.93

3.45

4

3.68

3.78

3.39

3.65

3.63

3.39

Total

59

59

59

40

8

225

49

59

8

59

58

233

2

59

54

53

52

220

678

100

%

100

100

100

67.8

13.6

83.1

100

13.6

100

98.3

3.4

100

91.5

89.8

88.1

2008

Certain

21

10

6

1

1

39

0

4

0

0

2

6

5

33

39

1

36

114

159

21.87

Probable

36

38

48

9

6

137

42

52

6

45

19

164

23

22

17

32

22

116

417

57.36

Possible

2

8

5

24

1

40

9

3

4

13

22

51

0

3

1

23

1

28

119

16.37

Improbable

0

1

0

3

0

4

1

0

0

1

13

15

0

0

0

0

0

0

19

2.61

Rare

0

2

0

5

0

7

0

0

0

0

2

2

0

0

0

0

0

0

9

1.24

Mean

4.32

3.9

4.02

2.96

4

3.87

3.79

4.02

3.6

3.75

3.10

3.66

3.77

4.44

4.67

3.61

4.59

4.27

3.94

Total

59

59

59

42

8

227

52

59

10

59

58

238

31

59

57

56

59

262

727

100

%

100

100

100

71.2

13.6

88.1

100

16.9

100

98.3

52.5

100

96.6

94.9

100

2009

Certain

21

12

7

0

1

41

0

5

0

0

2

7

7

34

40

1

39

121

169

22.90

Probable

36

38

48

11

9

142

44

52

6

45

20

167

25

21

16

34

20

116

425

57.59

Possible

2

5

4

23

1

35

10

2

6

13

21

52

0

4

1

22

0

27

114

15.45

Improbable

0

2

0

4

0

6

1

0

0

1

13

15

0

0

0

0

0

0

21

2.85

Rare

0

2

0

5

0

7

0

0

0

0

2

2

0

0

0

0

0

0

9

1.22

Mean

4.32

3.95

4.05

2.93

4

3.88

3.782

4.05

3.5

3.75

3.12

3.67

4.22

4.51

4.68

3.63

4.66

4.36

3.99

Total

59

59

59

43

11

231

55

59

12

59

58

243

32

59

57

57

59

264

738

100

%

100

100

100

72.9

18.6

93.2

100

20.3

100

98.3

54.2

100

96.6

96.6

100